Plot Funding Ganesh Capfin
When you own a plot of land, you can build a space that is uniquely yours. cashchahiye helps you acquire the land for your home so that you can start turning your dream home into reality.we provide funding for commercial plot, RICCO property, UIT plot,
SDO plot, agricultural house, cooperative society plot at low interest rates with easy documentation.
Attractive interest rates that make your Plot Loan affordable and easier on your pocket
Customised repayment options to suit your needs
Expert legal and technical counselling with no hidden charges
Loans for purchase of a resale plot or through direct allotement
Basic eligibility criteria
The eligibility criteria for home loans differs based on the plot loan scheme and also the applicant’s employment type. Here are some of the standard eligibility criteria for plot loans.
- The applicant must be a resident of India.
- Non-Resident Indians (NRIs) and Person of Indian Origin (PIO) plot loans are offered to a person residing abroad for employment or other reasons and is in India for less than 182 days during the time of preceding financial year.
- Agriculturists & small/marginal farmers are categorized under plot loan schemes based on their holdings of irrigated and unirrigated land.
- Most of the banks require the applicant to be in the age bracket of 21 to 70 years. Depending on if the applicant is self-employed or salaried, the maximum age at the time of maturity will differ.
- Salaried applicants must meet the specified income criteria and must have a constant source of income. Self-employed applicants must have been in the business for a specified number of years.
- The applicant must have a good credit score and clean repayment history.
Documents Required
- Duly filled and signed application form with photographs
- Identity Proof - PAN card, passport, voter ID etc.
- Address Proof - Passport, Driving license, voter ID, ration card etc.
- Latest degree certificate as proof of educational qualifications.
- House documents like title documents and approved plan, as applicable
- Form 16 for the last 2 years
- Salary slips for the last 3 months
- Latest bank statements showing salary credits
- certificate of employment.
- Proof of business existence and business profile
- latest bank account statements for business and self
- Income Tax Returns for the last three years for business and self
- Profit and loss account statement and balance sheets
- Certificate showing land holdings, if applicable
- Basic KYC documents
Calculate your loan repayments
Total repayment
₹00.00
You pay a monthly emi : ₹00.00
With total interest of : ₹00.00