Business Loan Ganesh Capfin

A business loan is a kind of financing you can avail to meet the urgent needs of your growing business. If you need funding to expand your existing business, buy machinery, or boost production, look no further than cashchahiye. Avail financing at attractive interest rates, borrow capital without pledging any of your assets, and get access to credit that can be repaid over a specific period of time.

Business loan to CA/Doctors/Engineers: Loans to professionals like CAs, doctors or engineers are provided so that they can build their business and contribute to the growth and welfare of the economy. For doctors and engineers, a loan up to Rs.30 lakhs can be availed without providing any collateral, security and guarantor.

Business loan to SME: Small and Medium Enterprise loans are provided specifically to the business owners of SMEs to offer them encouragement and ease in dealing with the business activities.

Business loans against securities i.e. shares: cashchahiye offers loan up to a maximum of Rs. 10 crores which is the highest amount of loan offered against shares in India. The borrower has to pledge his/her shares with cashchahiye. The benefit of this loan is that the borrower is not required to sell his/her shares and he can continue doing his business along with protecting his portfolio of shares.

Business loan against property: In business loan against property, the borrower pledges his property to avail a loan. The documents related to the ownership of the property are provided to the bank. This loan offers a unique facility which is called the flexi saver facility. It is a combination of credit line facility and term loan with the aim of saving interest and effective management of cash flow.

Basic eligibility criteria

  • You must be aged between 21 to 65 years
  • You should be in business for at least 3 years
  • Your business turnover must be at least 50 lakhs per annum with minimum 5 lakhs of profit
  • You must submit the last 3 years of ITR statements
  • Your business partner can be a co-applicant in your business loan application (which would increase the probability of getting a loan with acceptable tenure and interest rate)

Documents Required

  • Last 3 years Income Tax statements
  • Bank account statements
  • Business proof
  • Practice certificate
  • Proof of ownership of the possessions which are used for business purposes
  • Your recent photographs
  • Identity proofs such adhaar card, Voter ID Card, PAN Card
  • Residence proof
  • KYC documents of a co-applicant
  • GST / VAT return with registration certificate of all business proof

Calculate your loan repayments

Total repayment
₹00.00
You pay a monthly emi : ₹00.00
With total interest of : ₹00.00

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