SME Loan Ganesh Capfin
SME loans are specially created loans for the small businesses. These are designed to be in tune with unique requirements which small businesses encounter during various phases of their business .Typical business requirements include new product launch,
warehousing needs, expansion to new locations, entering new product categories, hiring new employees, marketing and many more such business related needs. Typical business requirements include new product launch, warehousing
needs, expansion to new locations, entering new product categories, hiring new employees, marketing and many more such business related needs.
High loan limit of Rs.30 lakh to finance all your business needs.
Collateral-free funds with easy documentation process and quick disbursements within 10 days.
Expert legal and technical counselling with no hidden charges
Tenors ranging from 12 months to 60 months, to fit your budget.
Basic eligibility criteria
- Sole proprietorship firms
- Partnership firms
- Private limited companies
- Public limited companies
- Manufacturing, trading and service units
- The firms must have made profits in the last two years
- The firms must be defined under MSMED Act and by Reserve Bank of India.
Documents Required
- Duly signed and filled application form available either on the website or physically at the bank's outlets
- Passport Size Photographs, generally 2-3 photos
- An identity proof which can be one of these documents- Passport, Pan Card, Driving License, Voters ID card, Aadhaar card or employee identity card in case of government employees
- Address Proof like Bank statement, Rent Agreement, Voters ID card, Ration card, Passport, Driving License, Telephone bill, Electricity or water Bills, Credit card bill or Property tax document
- Age Proof which may be a Voter ID card, Secondary school leaving certificate (class 10), Birth certificate, Passport, Aadhaar card, Pension payment order or Receipt of LIC policy.
- Latest 3 months' salary slips
- Form 16 of last 2 years
- Salary account bank statement for six months
- Latest acknowledged IT return
- Latest six months' bank statement
- PAN Card for the lender to check and verify if you are trustworthy enough to make regular repayments by your credit records history.
- Documents providing Vehicle information which may include the sales receipts from the seller.
- In order to establish that, all applicable laws and protocols are followed with regards to the purchased vehicle, the applicant must also submit copies of the Vehicle's Motor Insurance and your Driving License.
Calculate your loan repayments
Total repayment
₹00.00
You pay a monthly emi : ₹00.00
With total interest of : ₹00.00