Mortgage Loan Ganesh Capfin
Loan against property - Mortgaging existing property is a great way to get a loan at low interest rates to meet your current financial requirements without actually selling off the same. Your property is one of your greatest assets.
you can borrow as little as Rs. 5 lakhs to as high as Rs. 10 crores.
You can borrow up to 90% of your property’s market value.
Flexible and easy - Cashchahiye enables you to repay your mortgage loan according business needs so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 20 years and modify your loan tenure to suit your financial situation. We also offer you flexible part prepayment facility to assist you in paying off your loan early.
Basic eligibility criteria
- You must be an Indian national
- You should be at least 21 years at the time of submission of the loan application
- You must have been employed by the current organization or should be involved in the current business for a specific number of years
- You must earn the minimum required salary as well as have the minimum monthly repaying capacity
- You should have a good credit history with proven track record of timely loan EMI and credit card bill repayment. This factor may help you secure a lower interest rate and reduce loan application processing time too.
Documents Required
- Proof of identity and residence proof such as adhaar card, Voter ID Card
- Salary slips of past 3 months
- Form-16 issued by current employer
- Bank statements of salary account for the previous 1 year
- A cheque covering the administrative costs/processing fees incurred by the bank in processing the application
- Proof of identity and residence proof
- Educational qualification certificates, degrees, diplomas, and other academic credentials
- IT Returns of the three years preceding the one in which loan is applied for
- Bank statements of 1 year of all current / cc / overdraft / savings / and other accounts.
- Identity and Address proof documentation
- Certificates that prove your academic qualifications/credentials
- All registration/licensing certificate pertaining to your profession
- Business existence proof/business profile details
- Previous 3 years’ balance sheets as well as Profit & Loss Statement of the company.
- Acknowledged Income Tax statements of the company and self for previous 3 years
- Bank statements of 1 year of all current / cc / overdraft / savings / and other accounts.
Calculate your loan repayments
Total repayment
₹00.00
You pay a monthly emi : ₹00.00
With total interest of : ₹00.00