Home Loan Ganesh Capfin
Get a home loan up to Rs. 10 crore from cashchahiye at lowest interest rate in India with added features like additional top-up loan and doorstep service. Whether you’re looking to purchase your first home, or you want to construct your own house, or
if you just want to renovate your current home, our home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at lowest rate of interest in
India, plus a top up loan up to 50% of your sanctioned home loan amount.
Flexible tenors - Flexible tenors ranging up to 240 months, to fit your repayment capacity.
Faster service - Easy home loan eligibility criteria and minimal documentation, to help you get your loan faster
Transparent dealing - All charges mentioned upfront while giving you the loan quote. No hidden charges.
Basic eligibility criteria
| Home Loan Eligibility Criteria | Salaried Professionals | Self-Employed Professionals |
|---|---|---|
| Age Criteria | 21 Years - 60 Years | 21 Years - 70 Years |
| Employment | Min. 2 Years of experience | Min. 3 Years of experience |
| Co-Applicant(s) | Not Mandatory - Only Family Members as co-applicants | Not Mandatory - Only Family Members as co-applicants |
| Credit Score | 750 or above | 750 or above |
| Max. Loan on Property Value | Up to 90% | Up to 90% |
| Max. EMI - Per Income % | Up to 65% | Up to 65% |
Documents Required
- Duly filled Loan Application form
- Driving license
- Ration card
- Passport
- PAN card
- Voter's ID card
- Employee ID
- Bank passbook
- PAN card
- Bank passbook
- Passport
- Driving license
- Bank passbook or Bank account statement
- Voter's ID
- Ration card
- Passport
- Utility bill (Telephone, Electricity, Water, Gas) – not more than 2 months old
- LIC policy/ receipt
- Letter from a recognized public authority verifying the customer's residence address
- GST / VAT return with registration proof
Salaried individuals (any one of the following):
- Form 16
- Certified letter from Employer
- Pay slip (Last 2 months)
- Increment or Promotion letter
- IT returns (for 3 years)
Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc.) and his/her passport-size photographs.
Calculate your loan repayments
Total repayment
₹00.00
You pay a monthly emi : ₹00.00
With total interest of : ₹00.00