Commercial Loan Ganesh Capfin
Minimum documentation - The financial services provided by us helps the small businessman to acquire loan with minimum hassle and documentation. We provide customised financing options to suit their needs.
Distinct from competitors - The strength of our company lies in the quick completion of transactions, long association with industry experts for generations and the intimate knowledge of the market is our distinction.
Great offers - We also offer special schemes from time to time, supported by the dealers, with competitive interest rates.
Ethics first - Our employees are of high integrity and extremely customer friendly.
Basic eligibility criteria
- You must be an Indian national
- You should be at least 21 years at the time of submission of the loan application
- You must have been employed by the current organization or should be involved in the current business for a specific number of years
- You must earn the minimum required salary as well as have the minimum monthly repaying capacity
- You should have a good credit history with proven track record of timely loan EMI and credit card bill repayment. This factor may help you secure a lower interest rate and reduce loan application processing time too.
Documents Required
- Proof of identity and residence proof such as adhaar card, Voter ID Card
- Salary slips of past 3 months
- Form-16 issued by current employer
- Bank statements of salary account for the previous six months
- A cheque covering the administrative costs/processing fees incurred by the bank in processing the application
- Proof of identity and residence proof
- Educational qualification certificates, degrees, diplomas, and other academic credentials
- IT Returns of the three years preceding the one in which loan is applied for
- Bank statements of 1 year preceding the one in which loan is applied for
- Identity and Address proof documentation
- Certificates that prove your academic qualifications/credentials
- All registration/licensing certificate pertaining to your profession
- Business existence proof/business profile details
- Previous 3 years’ balance sheets as well as Profit & Loss Statement of the company.
- Acknowledged Income Tax statements of the company and self for previous 3 years
- Last 1 year bank statement.
- GST / VAT returns with registration certificate